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Coverage Descriptions

Homeowners Insurance


At MF&T, it is important to make sure our clients feel they are "Insuring with Confidence". As an independent agent it is our duty to help our clients choose the coverage that best suits their individual needs, as well as providing an understanding of the insurance you have chosen. We represent many reputable, local and national personal lines insurance companies in order to offer you the best service and value for your needs.

 

Whether you own a home, a condo, have a rental property or are renter it is important to tailor your policy for your needs. Click on the link for policy coverage's to see a sample of endorsements available.

 

Homeowner's insurance costs can be extremely competitive. Many factors help determine your insurance premium. If you would like a no obligation quote for your home, condo, tenants policy or rental property complete the appropriate quote request below and either email it back to us at customerservice@mftinsurance.com or mail it back to us at MF&T PO Box 9145 Norwell, MA 02061. Many carriers offer an account credit if you have your home & auto with the same company. If you would to see the savings with the account credit forward a copy of your auto policy with the quote request.

 

In a recent New York Times article, Marshall & Swift/Boeckh, a Los Angeles company that most insurers rely on to help determine the replacement cost of homes, estimates that 64% of American homes are underinsured by about 27%. (8/31/04 article)  With the cost of construction in our area it is important you review your dwelling limit to ensure you are "Insured to Value". Click on the link for the "Insure to Value" form & email it back to us at customerservice@mftinsurance.com or mail it back to us at MF&T PO Box 9145 Norwell, MA 02061 so we can review your dwelling limit.

  

If you need to update your mortgage information on your policy, please click on the link to that form on the left side of this page.

Please be advised that no changes can be made nor coverage bound via this web site, by e-mail, voice mail, or by fax without MF&T's verbal or written confirmation

Update Mortgagee Information
Quote Request Forms
   - Homeowners (HO3)
   - Condominium (HO6)
   - Tenants (HO4)
   - Rental Property (DP3)
Insured to Value Form
Discounts Available