FLOOD
Flood damage is excluded from all homeowner's policies. Flood policies are nationally mandated through the National Flood Insurance Program. (NFIP)
What is considered a flood in insurance terms? (As provided by NFIP)
The National Flood Insurance Program defines a flood as the following:
"A general and temporary condition of partial or complete inundation of two or
more acres of normally dry land area or of two or more properties (at least
one of which is the policyholder's property) from: overflow of
inland or tidal waters; or unusual and rapid accumulation or runoff of surface
waters from any source or mudflow or collapse or subsidence of land along the
shore of a lake or similar body of water as a result of erosion or
undermining caused by waves or currents of water exceeding anticipated
cyclical levels that result in a flood as defined above."
As long as your community participates in the NFIP you may qualify for federal flood insurance. If you would like a quote email us at customerservice@mftinsurance.com with your name and property address or contact us at 800-666-0200.
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